Terms of Business

The Financial Conduct Authority is the independent watchdog that regulates financial services, please read all our information to decide which option suits you.


HMK Financial Services Limited  is regulated by the Financial Conduct Authority authorisation number 838153.


Our permitted business is for:


– Credit broking

– Debt adjusting limited to vehicle finance

– Debt counselling limited to vehicle finance


You will not receive advice or recommendation from us, we will ask you questions to offer you a selection of products that you are able to choose from.


We offer products from a panel of lenders to be able to off you a wide range of competitive products, a list of all the lenders we deal with is available on request. There are lenders that we do not deal with.


You can check our information by visiting www.fca.gov.uk/register or calling the FCA on 0800 111 6768.


At HMK Financial Services we pride ourselves on delivering class leading customer service levels, if for any reason you are unhappy with the service received please contact us either on 07718 478 557 or via email help@hmkfs.co.uk.


If you are unhappy without outcome you may refer to the Financial Ombudsman Service