Hire Purchase

About Hire Purchase

Hire Purchase offers a straightforward way of spreading the cost of your sports, supercar, hyper car or classic car. You will have fixed monthly repayments and a fixed interest rate for the full agreement.

At the start of the agreement, you decide the amount of deposit you would like to pay, the remaining balance, together with the interest is repaid over an agreed period, usually between 12-60 months.


  • Flexible – you decide what deposit and term to pay that suits your repayment needs
  • Set Monthly Payments – you know what you are paying for the duration from day 1
  • Flexibility – no mileage restrictions
  • Assets – once final payment and option to purchase fee is made the title for the car is fully with you
  • Cost – as you do not have a deferred payment, you’re paying off sooner therefore cost of borrowing could be less

Before choosing Hire Purchase, what you need to know:

  • Your monthly repayments may be higher than with other finance options
  • You do not own the vehicle until the final payment has been made
  • You are bound to the terms of the finance agreement, so you should always consider your ability to meet any repayments, if your circumstances may change in the future. You do not own the vehicle until all repayments including balloon and any fees required by the agreement have been paid. If you fail to keep up repayments, this will impact your credit rating and may impact your ability to obtain credit in the future. In the event of default, the vehicle may be repossessed without a court order, unless you have paid a third of the total amount payable.

For a quote for Hire Purchase, please fill out the form below.

Get a quote

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