How we work

HMK Financial Services has been set up with the clear vision of saving clients on funding costs for their vehicles and assets while delivering the highest and most discreet levels of service.

Our award-winning Founder has spent a very successful 12 years providing funding for the most prestigious brands the motor trade has to offer.

Following on from several promotions, Helen was nominated for ‘Business Manager of the Year’ for the largest motor dealer group in the UK and became the No.1 New Car Business Manager for the whole of the UK Ferrari Network, in 2017 and 2018.

Helen knows the vehicle ownership journey from start to finish. From the Dealer margin in the new car you want to purchase, to the value of the part-exchange you are looking to sell, we are far more than just a funding facility at HMK.

Our inside knowledge and contacts ensure that we can create not only the best experience, but the best packages and vehicles for you.

Whilst working for the biggest dealer groups and best brands in the world, we found dealers do not always offer enough choice for clients to make an informed decision to get the package that best suits their needs. Dealing only with a small number of lenders and having to support the manufacturers finance partners for brand relationships, mean clients seldomly get the right deal by using ‘in-house’ funding.

We have set out to provide not only a fantastic service but to give our clients the choice whilst remaining incredibly competitive. We deal with a huge panel of lenders enabling us to offer the best deal to our clients.

At HMK, we are more than just a financial service. We hold regular ‘drive days’ for our clients to meet likeminded people allowing you to not only enjoy your car but also network with others. We have exclusive offers from retailers for products and services as well as invites to exclusive events and launches.


Bespoke Car Finance

Start your finance quote

HMK Financial Services can help with all your finance requirements. We offer a no obligation financial health check, we are the experts that can quickly tell you how much we can save you with a simple, discreet and hassle free process.

Please fill in your details below and we’ll get back to you.


It was a pleasure dealing with HMK refinancing my existing agreement, HMK managed to get me a new agreement with a lower APR and a shorter term. Helen was very professional, helpful and was not pushy when it came to closing the deal. The customer service was excellent and Helen even visited my offices to make completion of the paperwork quicker and easier for me.
Excellent, professional service. HMK found me the best deal on the market with a very quick turnaround.
HMK have helped to fund several clients that we have been unable to fund ourselves. Helen has helped us keep the deals going profitably and made the transactions easy for both us and the clients.
Fantastic Helen, thank you very much.

Your Personal Information: We are committed to protecting your privacy during your visits to this website and recognise our responsibility to keep the information you provide to us confidential at all times. The information you supply on this form will be used for the purpose of providing you with the service you have requested. By supplying your address, email address or telephone number you are giving your consent for us to contact you in connection with our services.

Please see our Privacy Notice for more information. Calls may be recorded for training and monitoring purposes.

Fields marked by asterisks (*) are required.